The following is the standard holiday schedule for the Federal Reserve System or RENOVA Solutions.

By planning, you can avoid any interruptions in your business's operations and payment processing due to bank or RENOVA holidays. Here are some steps you can take when bank or RENOVA closures are approaching.

With good planning, your business can continue to meet its financial obligations even on days that banks observe designated holidays. Talk to your service representative about any steps you should take in advance of upcoming US bank or RENOVA holidays. This will help ensure your payroll operations continue without issue and your cash flow remains uninterrupted.

Holiday20232024202520262027Observe by
RENOVA Solutions
Observe by
Federal Reserve
New Year's DayJanuary 1**January 1January 1January 1January 1
EpiphanyJanuary 6January 6January 6January 6January 6
Martin Luther King Jr.
January 16January 15January 20January 19January 18
Washington's Birthday
(Presidents Day)
February 20February 19February 17February 16February 15
Good FridayApril 7March 29April 18April 3March 26
Memorial DayMay 29May 27May 26May 25May 31
Juneteenth NationalJune 19June 19June 19June 19June 19*
Independence DayJuly 4July 4July 4July 4*July 4**
Labor DaySeptember 4September 2September 1September 7September 6
Columbus DayOctober 9October 14October 13October 12October 11
Veterans DayNovember 11*November 11November 11*November 11*November 11*
Thanksgiving DayNovember 23November 28November 27November 26November 25
Christmas DayDecember 25December 25December 25December 25December 25

*For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday.
**For holidays falling on Sunday, Federal Reserve Banks and Branches will be closed the following Monday — January 2, 2023.

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